Archive for November, 2009

An Alternate Idea For Your Christmas Ornaments

Monday, November 30th, 2009

ChristmasDecor

Christmas is one of my favorite times of year. I have an excuse to decorate the house with bright colors that I wouldn’t usually use. This is our cats third Christmas with us, and I opted for a little different decorating. Instead of putting all of the ornaments on the tree this year I decided that they were much safer placed in containers out of the way and not dangling there for what seemed like her entertainment. Last year our tree looked like a train wreck after only a week into having the tree up. By the time Christmas arrived our tree looked worse than Charlie Brown’s Christmas tree.

This year as soon as the tree came out of the box, it was open season on the Christmas tree. I knew that the cat would immediately look at the Christmas ornaments on the tree as an excuse to jump five feet into the air to get as many of the ornaments off as possible while damaging the tree with each leap into the air. She not only tries to climb the outside of the tree, but the inside as well. It’s quite a sight. This year the cat loses and I win with my new strategy.

I actually saw this in a magazine one year, and thought that it had an elegant look. I gathered the glass jars I had around the house, emptied their contents if they had other objects in them and filled each jar with similar colored ornaments. The look is quite stunning and creates the perfect centerpiece. The jars can be grouped together or stand on their own, but they truly are quite beautiful together. We may have to use this tactic for several more years until our cat gets a little more mature. This year our tree is decorated with lights and silver ribbon, simple and sweet, and something our cat cares nothing about.

Super Savings on Saturday

Sunday, November 29th, 2009

SuperSavings1

Although I didn’t participate in Friday’s sales after Thanksgiving, there were still things that needed to be purchased or great prices that couldn’t be passed up for stockpiling. When making purchases I try to focus on items that my family can use. I try to avoid purchases that my family can’t use in a timely manner like twenty bottles of ketchup, even if I get a good deal on it. We use about one bottle of ketchup in a year, but I know that every families needs are different.

While getting items for free or nearly free is great, there are simply times that purchases have to be made where just getting the item on sale is worth it. One of the products that we purchase regularly at our house , are Nature Made vitamins. They have such a wide range of items available that I can find nearly any item I need in their line of vitamins. The bonus about purchasing Nature Made vitamins is that they frequently go on sale for buy one get free at CVS and Walgreens. In addition to the vitamins being on sale, I can use one coupon for each bottle of vitamins, plus I accumulate the rewards codes from each bottle of vitamins to add to my  Nature Made Wellness Rewards account.

While my total spent was $39.40 my total savings was $72.40 which included sale prices, and coupons. My Nabisco cracker purchases will be used for a $10 Rebate, and I was completely bummed when I realized that the Lutein vitamins I purchased also qualified for The Caregivers Marketplace Rebate, but they were purchased on the same receipt so I opted for the larger $10 rebate instead of the $2 rebate value of the vitamins.

While my total seemed high for the items purchased, the items that drove the total high were the Breathe Right Nasal Strips ($13.49), cat litter ($8.99), and Lutein ($14.99). These were purchased at the lowest price possible, but still accounted for more than half of my total. I was able to bring my total down with a $5 off $25 purchase at Walgreens that was available earlier in the week, and manufacturing coupons for nearly every item I purchased. Super Savings doesn’t mean that everything has to be free, although that would certainly help, but with the use of some great coupons combined with sale prices I was able to purchase items for my family’s needs at the lowest price possible.

Not pictured is the cat litter I purchased at Target.

I Avoided Black Friday Shopping

Saturday, November 28th, 2009

blackfriday

(First, let me apologize for returning a day later than I promised. Since starting this site, I have not really taken a vacation from it and that includes posting articles while I was on vacation in Denver in August. I just really need a break.)

After participating in the Black Friday shopping in years past, I’ve decided to avoid the madness for the most part this year. The Friday after Thanksgiving could be a lot of good things for people, but many choose to spend it in stores. I made the decision to shop at one store for a few minutes (for some boots that I was going to buy anyway) purposely away from any Wal-Mart, Target, or shopping mall. I spent an hour away from home for this trip. We spent the day together as a family since my husband had the entire week off from work. I consider the fact that I’m not concerned about any sales one of the rewards of our year-round thrift and frugality. If you’ve been saving money all year long by buying in bulk, cooking at home, making opportunistic purchases, and of course putting aside some money, staying home on a day when retailers are trying to entice you doesn’t hurt much. Here are some of the things I did instead of shopping:

  • Cooked breakfast together and taught my 13 year old twin daughters the finer points of fried eggs
  • Colored with my son
  • Spent time in the backyard with our young son
  • Turned over my compost heap
  • Cooked and ate lunch at home as a family
  • Took a long bath
  • Took our kids to their grandmother’s house for a sleepover
  • Ate a wonderful dinner with my husband here: The Wedge
  • Saw this movie with my husband
  • Visited our friends’ new hair salon

One of the things that really got me thinking about Black Friday was the name of it. Sure, it sounds sort of ominous since it’s “black.” However, it’s pure business terminology for retailers. The “black” is an accounting term. Many retailers have been in the “red” most of the year and in accounting lingo they enter the “black” after Thanksgiving. This is much like most of us are working the first several months of the year solely to pay taxes. More people participated in Black Friday last year than voted in the Presidential election. Read more about Black Friday here and you may understand my conviction to avoid it. The trick is to lure customers to their stores with the promise of $3 toasters, $5 flash drives, and underpriced novels to get them to purchase other things that generate great profit margins. I just decided that I’ll pass. I’ll go to these same stores after New Year’s!

Happy Thanksgiving!

Wednesday, November 25th, 2009

Happy Thanksgiving! I will be taking a two day Thanksgiving break, but will resume my daily entries on Friday, November 27.

Thank you so much for reading each day!

Product Review: Aldi Antoinette Havarti Cheese

Tuesday, November 24th, 2009

ANTOINETTEHAVARTIThis purchase was a little out of character for us since we generally do not buy anything exotic at ALDI. I cannot say we’ve ever heard of Havarti cheese. However, we’d been talking about making our own macaroni and cheese for a while and when we were going through the ALDI cooler section, we noticed the Antoinette Creamy Havarti cheese. We bought a block and were very impressed. Havarti is a soft and creamy cheese with the consistency of a Mozzarella. We used a few slices for grilled cheeses and then saved about 2/3 of the block for our homemade macaroni and cheese recipe. We mixed the Havarti with Parmesan and Colby for our macaroni and cheese. The flavor and quality of this cheese was exceptional. The creaminess was perfect for the recipe. I will admit I’ve never purchased a name brand of Havarti type cheese or tasted it, but may not need to considering ALDI’s quality. This product is a prime example of why ALDI is a great store. You’ll never find everything you need at ALDI, but you’ll find a number of great opportunities to buy food you wouldn’t expect. For example, chicken sausage, Italian olive oil, and Danish cheese. We have bought exotic cheeses before at another store in town for a lot more money. ALDI has great deals for less money.

Ask For A Price Adjustment

Monday, November 23rd, 2009

Have you ever purchased something, only to see that the same item is on sale the next week? Ask your store if they price adjust. What is a price adjustment? Simply, it means that the store will refund you the difference of the price you originally paid for the item and the current sale price for the item. Many stores do have restrictions, such as no adjustments on clearance items, but it never hurts to ask.

The only drawback on getting a price adjustment is that there is usually a short time frame where an item can be adjusted. This time frame is usually one to two weeks, but can be as long as thirty days. The most important thing in receiving a price adjustment is to have your original receipt. Getting a price adjustment may seem trivial if it’s only a few dollars, but could really payoff on higher priced items.

I purchased a vase at Kohl’s at 40% off. I am hoping that either this week or next it will be at 50% off. The difference is only about $5, but I drive by this store on my regular weekly trips so there is no added expense just to drop in and check the price. Think about all the items you purchase throughout the year, and the potential savings in refunds that could be had by watching sale prices and getting a price adjustment.

For items purchased at a place like Target or Walmart where a weekly ad is available, it makes the process easier to determine if an item is on sale, although everything will not be listed in the ad. It may not be a real money maker to drive to a store that is out of the way if there isn’t a significant amount of savings for a price adjustment. This is just one more way to stretch your dollar and make your money work for you.

Rite Aid Gift of Savings 2009 Rebate

Saturday, November 21st, 2009

Rite_Aid

I saw this in my December issue of Real Simple, and while I don’t have a Rite Aid in my area, I know that some of you do. Shop Rite Aid from November 22nd through December 24th and earn up to $20 back in a Rite Aid Gift Certificate.

  • Spend $25-$50 get $5 back
  • Spend $51-$100 get $10 back
  • Spend over $100 get $20 back

For additional details, pick up a brochure at any store or visit riteaid.com.

Preparing For The Consignment Sale – Already

Saturday, November 21st, 2009

This year was my first year to participate in a consignment sale, and I was pleasantly surprised with the results. Read more about ways to prepare for the consignment sale in my last article. Getting ready for a consignment sale can actually be done on a weekly or monthly basis. I routinely have to take articles of clothing out of my sons rotation of clothes because he has outgrown them. The first thing I do before sending them to the thrift store for a donation is to determine if it is an item that will resell. I do some of my prep work well before the consignment sale, so that I’m not doing it all at once right before the sale. Here’s what I look for to prepare my items to the consignment sale:

  • Name brand clothing – Most people are looking for name brand clothing that is in excellent used condition.
  • No missing buttons
  • No loose strings
  • Remove stains
  • Iron all articles of clothing
  • Save all hangars for your clothing items (hangars are usually not returned)
  • For toys clean these, and use a Mr. Clean Magic Eraser to clean any marks off the toy that aren’t removed with soap and water

Preparing your items ahead of time for a consignment sale will make you better prepared for the sale, and be less stressful in the end. Not only do you have to prepare your items, but labels have to be made and attached to the item as well with all of the item description and pricing information. Consignment sales are usually held twice a year in the spring and the fall. For the spring sales, they are usually looking for spring and summer type items, and for the fall, they are looking for fall, and winter type items. Just save these items in your closest neatly stored until your next consignment sale. They don’t take up much room, and you’ll benefit in the end.

Thrift Store Finds

Friday, November 20th, 2009

ThriftStoreFindI had the opportunity to visit my local thrift store yesterday. I try to go at least once a week because their inventory is constantly changing. As anyone knows who frequently shops at a thrift store, it’s hit or miss as to whether you’ll find something. Today’s finds weren’t half bad, and I actually found something I’m always on the lookout for; a Caillou video for my three year old son. I frequent this particular thrift store because their prices aren’t outrageous and I was able to pick up eight items for right at $6.00.

One of the reasons I shop the thrift store is to find inexpensive items to decorate my home with. I’ve found odds and ends to decorate with at the store for the last year, and while I don’t find something every time for my house, it’s just a matter of time before something shows up. Yesterday I found a retro ear ring holder, but won’t be using it for ear rings. I thought that it was cute enough to decorate with, and for $.39 I couldn’t go wrong.

My son ended up with a shirt from Old Navy, and two kids shows on VCR tape. They rarely have anything on DVD, but I’ll pick up a good video on VCR tape every once and a while there. I found a book that looks like it was read once, although it does have highlighting on the pages. When I go to the thrift store I usually have a mental list of a few household items I’m looking for. Sometimes I find them, and sometimes I don’t. Here’s what I ended up with (the Caillou tape is not pictured because it was already being watched):

  • Retro ear ring holder (for decoration)
  • 2 children’s VCR tapes
  • A book
  • Child’s shirt
  • Kitchen item (strainer)
  • Candle holder (for decoration)
  • Pumpkin (for fall decoration)

All of the items are in excellent used condition, except for the retro ear ring holder. Shopping in a thrift store is an experience all its own. It takes time to sift through all the items to find something useful, and a lot of it is really useless. Here’s my ear ring holder already put to good use.

Retro Ear Ring Holder

Online Purchases Can Be Hit or Miss

Thursday, November 19th, 2009

Have you ever made an online purchase that you’ve nearly regretted in the long run? I had an eye-opening experience when purchasing a desk for my twin daughters room. My daughters share a room that is quite small for two people, but more than adequate for one person. As a Christmas gift from my mom last year they received cameras that were of such low quality (not the fault of the gift giver) that they had to be returned. I told my mom that I had been wanting to purchase a desk for their room, and asked if it would be okay to use the money towards that purchase. My mom was fine with it, so the search was on for the right desk.

I searched weekly for the right desk, because it not only had to serve as a desk, but I needed a desk that had the option for a hutch as well to accommodate vertical storage for their room. I also didn’t have a fortune to spend on the desk so I searched every place I could think of. Nearly every time I stepped foot in a Target or Walmart I looked through their furniture for an acceptable desk. I checked online weekly at places like Staples, Office Depot, Office Max, Craigslist, Freecycle, Target, Walmart, Pottery Barn, Pottery Barn Kids. I did find several potentials on Craigslist, but either the price was too high, the desk was too large, or there was no hutch. To say the least, I was quite frustrated with the search. I was elated when I searched Office Max again, and found what seemed to be the perfect desk that included the option for a hutch, at a great price.

The desk and hutch arrived in two different shipments. I have put furniture together before, so I was prepared for at least a few hours to put the desk together. I actually had the help of my mom to put the desk together which was immensely helpful because of the several obstacles we encountered as we put the desk together. Only one review for the desk was negative, and it was spot on. The wood was of low craftsmanship, many of the pieces were warped. This type of furniture usually comes with a minimum of 100 pieces of little hardware that has to be installed along the way, which is what I expected. During two different instances, we encountered manufacturing flaws. The first was a hole that should have been one place, but was drilled in another place. The second was a screw hole that is normally pre-drilled, but was non-existant. The flimsy panels that slide into the rear of the desk for the rear desk panel were warped and extremely difficult to install. One of the desk drawers is so flawed in craftsmanship that it barely pulls out and is extremely difficult to push back in. The second desk drawer works a little better, but not by much. After about four hours, and getting a drill out to use a router to create a hole where it should be, we were finished. The only thing that made the desk acceptable was that it looks great, and although it is not fully functional, was purchased at a price that I couldn’t turn down.

The hutch arrived several days later, and while it did not have all of the major flaws that the desk itself had, it still had the same low craftsmanship that the desk had. We had to shave off part of a dowel because a pre-set hole was off about 1/16″ of an inch, but other than that we were able to overcome the rest of the minor obstacles we encountered.

The desk looks amazing in my daughters room, and they are already putting it to good use with their homework. The experience won’t keep me from purchasing future items online, but in the future I may stick with a brand I trust like Sauder. I am wondering how honest the feedback was on the OfficeMax website and if they encountered similar problems when putting their desks together. Feedback online often makes it difficult to make a decision when purchasing because of the skewed views on a product.