Archive for January, 2010

General Mills Cereal MyBlogSpark Giveaway

Friday, January 22nd, 2010

General Mills (logo)

General Mills has announced a commitment to further reduce sugar in cereals advertised to kids under 12 to single digit grams of sugar per serving. The company has already been reducing sugar in cereals while increasing key nutrients, such as calcium and vitamin D, and providing whole grain.

Did you know that ready-to-eat cereal eaters consume less fat, less cholesterol and more fiber than non-cereal eaters? Cereals also deliver important vitamins, minerals and other essential nutrients, making cereal a top source of key nutrients in children´s diets.

Other cereal benefits:

  • Ready-to-eat cereals, including presweetened cereals, account for only 5% of sugar in children´s diets.
  • Ready-to-eat cereal is the No. 1 source of whole grains in a child´s diet today.
  • More frequent cereal eaters tend to have healthier body weights and lower Body Mass Index measures.

Studies also demonstrate the benefits of eating breakfast. A 1998 study showed that children who eat breakfast tend to perform better at school. Compared to children who skip breakfast, children who eat breakfast score higher on tests, are less likely to miss class or be tardy, have fewer reported discipline problems, and make fewer trips to the office.

For more information about kids and cereals, please visit Cereal Health and Wellness.

General Mills cereal are already a staple at our house. I can never go wrong with Cheerios, but I was pleasantly surprised when General Mills made the announcement for plans on reducing the sugar in cereals that are targeted towards children. I was thrilled when MyBlogSpark gave me the opportunity to share a coupon for a free box of cereal for four lucky readers of The Crafty Dollar.

To enter, leave a comment. Please be certain that your email address is either in your blogger profile or provided in your comment to win one of the four coupons. The giveaway will end January 28th 2010 at 11:59 PM CST and will be announced January 29th 2010. The winner will have 48 hours to respond via email.

All information and free cereal coupons were provided by General Mills through MyBlogSpark. The views expressed are my own. I have received no compensation from General Mills or MyBlogSpark.

Thriving on Less: Simplifying in a Tough Economy (Ebook)

Thursday, January 21st, 2010

ebook250Thriving on Less is a nice e-book I found online yesterday. Click here for a free download in PDF format.

From the introduction:

The recent economic recession has a lot of people worried, about their jobs, their businesses, their homes and their bills. When your income is dropping or in jeopardy and you still have a mountain of bills to pay, things can get pretty scary.

However, tough economic times do not have to be a time of struggles! If you look for the opportunity in the middle of difficulty, as Mr. Einstein suggested, then tough economic times become an opportunity to transform your life.

Table of Contents

Introduction
1. A Simple Lifestyle
2. Focus on the Essentials
3. Thriving on Less, Not Struggling
4. Focusing on Enough, Not More
5. Make Small Financial Changes First
6. Look at Large Expenses for the Long Term
7. Changing Your Spending Habits
8. A Guide to Getting Out of Debt
9. Tools for a Frugal Life
10. Resources

Coupons and Decision Making

Tuesday, January 19th, 2010

Don’t get me wrong, I am all about my coupons and how much they save me when I shop. Coupons influence me in my purchasing decision sometimes more than the product itself. How could coupons be so powerful? Occasionally I have a coupon that when combined with a sale will allow me to purchase an item at an unreasonably low price or free. This is great for my family, especially if it’s something that we use. However, what if this product is something that no one in your family likes? Several months ago I purchased some name brand applesauce that I was able to get for free with a coupon and a sale. We aren’t huge applesauce eaters, but this was free and I thought I would give it a try. My son is actually the one who eats the most applesauce, so he would be the one to try it out. I purchased six packages of the single serve containers, 4 in each package, thinking this would be a great addition to my stockpile of things that were free or near free.

However, after several failed attempts at having my son eat the applesauce, I finally conceded to the fact that the applesauce was a bad decision. I wasn’t out any money, except for tax, since I was able to purchase it free, but I now had something in my pantry that no one would eat. Luckily since I hadn’t paid a great deal for the applesauce, I didn’t feel as bad when I gave it to someone else in my family. It made me think about my decision to purchase the applesauce in the first place. Why had I been so willing to try the applesauce? It was free. Does free always making something better? Most of the time, but this was a definite learning experience for me.

I realize that some of the decisions that I make to purchase a product are guided by whether or not  I have a coupon. I purchase over fifty percent of our grocery items at Aldi where coupons aren’t even necessary, so it isn’t as if I am dependent on coupons. We also purchase items in bulk where coupons would not be able to compete with the bulk item price. While coupons do influence my purchases, I will definitely think more about the products that I purchase. If I’m able to purchase something for free or next to nothing and it isn’t something that we’ve never eaten before, I’ll be certain to try out the product first instead of purchasing enough to last for six months. Coupons are a good thing, but only when they are for something you truly want or need.

Coupon Mom in USA Today

Monday, January 18th, 2010

Coupon Mom is one of the people to really bring coupon clipping to the fore of 2000’s culture. She was a successful business executive and decided to stay home and be the CEO of her family’s budget. With four children, she had to stretch and be creative. She wound up with tons of publicity from being on the Oprah show and now has written a book. Here’s a nice writeup about her and her new book in the USA Today.

Coupon Mom Article

Birthday Party Planning

Sunday, January 17th, 2010

My son is four years old now and we’re having his birthday party today. I am getting pretty good at planning parties now. I keep a list of things I will need for a typical party, and then I add to the list any additional items that might be needed. We’re having brisket sandwiches from a local barbecue place, and I am making homemade potato salad and baked beans to go along with it.

The great thing about the potato salad and baked beans is that the ingredients are relatively inexpensive, but will feed a lot of people. I didn’t think about this fact until I was preparing the potato salad and thinking about the price of the ingredients. I used potatoes, eggs, mayonnaise, sour cream, butter, mustard, relish, salt, and pepper. The price for about ten cups of potato salad cost me well under $5.00 to make and would have cost considerably more if I had purchased this pre-made at the store or from the barbecue place. It was really easy to make, and can be made the day before which was a plus for me since I’ll be doing other things before the party.

The rest of the party is simple, cake and ice cream. I made the cake the day before so that it would be ready and my daughters decorated it for me. They were able to free hand decorate with colored sugar, which we colored with food dye. I have gift bags for all the kids and filled it with things that I’ve purchased either free or next to nothing throughout the year.

The Home Depot Do It Herself Workshop

Saturday, January 16th, 2010

I attended the The Home Depot Do It Herself workshop for bathroom updates on Thursday night and was surprised at the turnout for the presentation. There were about twenty people there, including some husbands who tagged along with their wives to view the seminar. The presentation was given in three portions to cover faucet installation, tile installation, and repairing a toilet. As always, the presentations were presented well, and provided detailed information about the repairs, what tools would be required, and how to do it.

I’m not sure that all of the workshops are conducted in the same manner, but the workshop I attended also had snacks, drinks, and door prizes. Every person that attended received a door prize, including the husbands. I was a little shocked when the last two door prizes they gave out were a vanity a a new toilet. I walked away with a new caulk gun, tile spacers, and a sponge for grout and tile clean-up.

Not only does The Home Depot offer women’s workshops several times throughout the year, but they also offer other do-it-yourself classes on Saturday’s and Sunday’s. Check your local Home Depot for classes that will be offered near you. Stay tuned for more workshops being offered at The Home Depot and when warmer weather arrives they also offer workshops for gardening and lawn care.

Textbooks For Sale Online

Thursday, January 14th, 2010

I remember when I was attending college that it seemed like some of the textbooks required for my course were just as expensive as the course itself. I found it frustrating that it seemed like the majority of textbooks were always new, with very few used copies to choose from. My mom recently began attending college to become a Registered Nurse (RN), and was taken aback by the prices for college textbooks. We were able to find some of her textbooks online at Amazon for between twenty and fifty percent less than what she would have paid at the bookstore.

Some tips on purchasing online:

  • Check the bookstore early to find out what books you need
  • Buy the books early once you determine what book you need. Books are usually shipped parcel post, the cheapest form of shipping, which is also the slowest shipping method.
  • Verify that you are purchasing the correct edition
  • Check for any additional manuals or supporting software that are required for the course which may not be available to purchase online, and only available in the bookstore. Check with your bookstore about purchasing these additional items separately since some bookstores require that they purchased as a package.
  • Always save receipts in case you need to make a return.

CVS Advisor Panel

Wednesday, January 13th, 2010

The CVS Advisor Panel is designed simply as a survey site for CVS  ExtraCare cardholders to get the customers input about CVS stores, the products they offer, the services they provide, and suggestions on how CVS can improve. The surveys are random and sent throughout the year. CVS thanks you for your time by crediting your account with ExtraCare bucks in increments of $5, 10, and $15.

The only catch is that you do have to have a CVS ExtraCare Card to sign up to become an advisor. If you don’t already have an ExtraCare Card with CVS, the quickest way to obtain one is by visiting your nearest CVS store. The applications are located at the checkout available upon request. If you don’t have a CVS near you to visit soon, an ExtraCare card can also be obtained online at CVS. I’ve received a $2 credit for not qualifying for a survey which I love since they can be used in store just like cash. The reward will be emailed to you once the survey is complete to be printed and used in store at your convenience. Want to learn more about being a CVS Advisor? Check out the CVS Advisor site to find out what you need to do to apply.

Aldi In Store Deals: January 10 – January 16

Tuesday, January 12th, 2010

Aldi has some phenomenal prices on fruit this week. I’ll definitely be taking advantage of them and stocking up. While these items are the only ones specifically listed on the flyer, remember that Aldi provides a whole host of other quality products at low prices as well.

  • Apples $1.19 per 3-lb. bag
  • Gold Label Pineapple $1.99 each
  • Pears $.89 per 28-oz package
  • Navel Oranges $1.29 per 4-lb. bag
  • Grapefruit $.29 each

Redbox: Something For Nothing

Tuesday, January 12th, 2010

Well it’s not really something for nothing. It does require that you share so your e-mail address, which requires that you give up some anonymity. By signing up for e-mails from Redbox you may be eligible to receive a free movie every now and then. What’s the catch? Well, there isn’t one, but you will have to wait patiently until the free code does arrive. I have been signed up for Redbox e-mails for over a year now, and today I received my second free code. The first code arrives shortly after you sign up for the Redbox weekly email. In addition to signing up for Redbox e-mail, Redbox also has a free movie rental code on the first Monday of every month by signing up to receive texts from Redbox on your cell phone.