Periodic Look at Our Budget – Starting 2010 off Right

We stopped to look at our budget for 2010 and figure out where we’re going this year and what our goals are. This is a little tough to put on the internet. However, I’m pretty confident that we’re doing things pretty well. This budget allows for some things we must do – save, finish off the last few months of my student loan, and of course regularly set aside money for important things like church camp, clothing, and life insurance. I guess I should note that really several things in our budget are essentially saving: clothing and church camps. This also gives you a glimpse into the life of living in the second largest city in America in terms of area. We spend a lot on gasoline and tolls getting to church and back as well as to my husband’s jobs. By putting everything down on paper, we know where everything is going and what we’ve got at any time.

  • Braces

3.53%

  • Tolls

2.09%

  • Church Camps 2010

1.31%

  • Elec & Gas

5.22%

  • Water

1.96%

  • Gasoline

9.14%

  • Cable, Internet, Phone

3.29%

  • Cell phone

3.21%

  • Prescription

0.39%

  • Life Insurance

2.59%

  • Car Insurance

1.30%

  • Mortgage

22.55%

  • Haircuts

2.46%

  • Groceries

7.84%

  • Household Miscellaneous

1.57%

  • Student Loan

8.36%

  • Chiropractor Co-pay

0.68%

  • School lunches & Allowances

2.25%

  • Clothing

2.61%

  • Total Scheduled Expenses

82.33%

  • Leftover Money

17.67%

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