Archive for the ‘Frugal Home Ownership’ Category

Home Maintenance: Weather Stripping Doors

Saturday, October 31st, 2009

A few years ago when I decided to exit the workforce and stay home with my children, we started watching our utility bills very closely. At the time, we were living in a home that been built in the 1960’s and we were looking to do anything we could to even save $20 per month. Although replacing our old single paned metal windows was not an option, we found all sorts of places we could improve. First, we just decided we were keeping the house unrealistically warm 24/7 during the winter. We found that we slept better and would save a few dollars if we simply lowered the thermostat a few degrees while we were sleeping. Another spot where we paid attention was our front door. The house had shifted some and left small cracks in between the door and the doorway. We identified everywhere we could see light and applied foam insulation. We used the type of insulation that has adhesive on the back and is usually referred to as weather stripping. This stuff is cheap and is an easy way to prevent air from entering or escaping your home, particularly if you have an older home with some quirks. Any local hardware store or big box home center has this stuff. It’s not expensive at all. We found that we were saving several dollars a month in no time. Remember that saving $5 a month comes out to be $60 a year.

Home Maintenance Introduction

Thursday, October 29th, 2009

I am starting a new weekly series based on the maintenance of your house. This includes the home, as well as the items that require routine maintenance that are within your residence, I’ll call this household maintenance. Home Maintenance is essential not only for the preservation of your house, but to ensure that it is operating at maximum efficiency.

I have now had the privilege of owning three different houses, all with different maintenance needs as I lived in them. The house that I currently live in is by far the easiest to maintain, because it is the newest of all three. Many of the items in the home haven’t had time to wear down, wear out, or stop working.

But, what if you live in an older home? Older homes have a tendency to require more maintenance, mostly because they are old, not because of the lack of quality. The first house I owned was well-maintained, requiring minor repairs and fixes along the way. It was an easy house to maintain because someone had consistently followed through with all the little things as the house aged. I moved from this house because it was small (792 sq ft), and while well-maintained, didn’t fill the needs of our family.

The second house I owned and lived in the longest seemed like a good house. After living there for much less than a year, it was evident that the house had not been maintained over the years. There were many issues and small fixes that had to be done to the house that should have been done over the years to keep the house well maintained.

Our current house is about eleven years old, and while it is not showing evident signs of wear and tear, the maintenance is what keeps the house in good condition so that major repairs are avoided, or not required. Routine maintenance may seem costly at times, but avoiding the maintenance may result in more costlier repairs down the road.

Success in Hiding The Gas Meter

Saturday, October 3rd, 2009

meter

Several months ago I purchased a few containers of ornamental Blue Arrows grass that were on deep discount at the grocery store of all places. I was pleasantly surprised to find these at $.25 each because I had actually been looking for some at The Home Depot, but wasn’t interested in paying the premium price for the full grown plants at $15 each.

The plants have had several months of growth now, and have reached a nice size that are gradually hiding the gas meter. Their full height potential will reach three foot. As they continue to grow and fill in the area, they will begin to draw the eye toward that area of the yard because of their height and width, without either the gas meter or electric box being in view once they are full grown.  I will actually be able to place the grass in other parts of my yard once they are established or share with my family.

Saving Money In The Yard

Saturday, August 8th, 2009

Since my husband does all of our lawn care each month, he saves us a good chunk of money doing the work himself rather than hiring someone to do the work for us. Yes, I admit that I like the convenience of hiring someone to do the work for us. Hiring someone allows us more freedom time wise by not having to worry about when the yard is going to be taken care of. The time that we save by hiring someone though may outweigh the financial benefits of doing the work ourselves.

We did have to make some investments in the equipment to do the yard work ourselves, but these investments pay for themselves sometimes in the same year they were purchased. We have a lawnmower, a weed-eater, a big shop broom (for the grass on the sidewalk), and a fertilizer spreader.

We mow our yard on average about every seven to nine days. I’m not sure what the going rate is for a lawn mowing service, but I’ll just estimate $40 each week for mowing and weed-eating our front and back yard. Our yard begins to require lawn care sometime in late April or early May and requires lawn care through September or October. This is about six months of lawn care which would cost us around $960 a season. The $960 would easily cover any start-up equipment required to care for your lawn, and any maintenance required on your newly acquired lawn equipment. It would probably even cover the cost of gas, oil, weed-eater line, and lawnmower blades that require sharpening.

The bottom line is that mowing the yard isn’t always fun, but I like the money we save by doing the work ourselves. I won’t even complain if the grass gets tracked into the house, as long as the yard is taken care of.

Beautiful Plants for only $0.25 at the Grocery Store?

Wednesday, June 10th, 2009

 

My variety of discount plants

My variety of discount plants

I got a pleasant surprise today when I made a stop at the grocery store to pick up a few things. There was a clearance sign near some garden plants and I decided to check it out to see if it was an actual clearance or one of those that the store claims to be a clearance and isn’t. Sure enough all of the garden plants were $.25 each. The great thing about the plants were the tall grasses that were available. About a week ago I wrote about needing some tall grass to hide my gas meter and electric box. I was unwilling to pay the excessive prices at the garden center. At this grocery store, I was able to purchase six containers of grass which will work great for disguising once they grow in. I was also able to pick up a few plants and flowers to fill in areas of my flower bed that I am working on in my backyard. I was able to identify all of the items that I purchased except for the funny looking plant on the left in the back of my photo. It doesn’t have flowers and I have no idea what it is. Here is a list of what I purchased:

  • Toucan Tango (flower)
  • Fantasia Zonal Geranium (flower)
  • Icicles (plant)
  • Blue Arrows (grass)
  • Petunia (flower)
  • Vinca Vine (flowering ground cover)

Out of curiosity, I made another stop at that same grocery store a few hours later to see if anything was left.  I think everyone else thought it was a great clearance price too because all of their clearance plants were gone except for some marigolds.

 

The tail end of an Oklahoma sunset

The tail end of an Oklahoma sunset

Are You Willing to Wait?

Tuesday, June 2nd, 2009

We live in a want it now society where we can buy what we want without taking the time to wait. You will save some serious money by simply being willing to wait for results. When we moved in to our house close to a year ago now, the backyard was just that, a backyard. It contained a Redbud tree and a rose bush that were both in dire need of a trim. The rose bush was so overgrown that I couldn’t even see that our gas meter had been covered up (not quite sure how the meter reader was checking it). The Redbud trimmed up quite nicely, but the rose bush will look a little scraggly until it grows back in.

Along with the newly trimmed Redbud, rose bush, and now exposed gas meter I was also “blessed” with a strategically placed electric box in my yard. The only good thing about these two lovely  items being in my yard are that they are in almost the same spot on either side of the yard. My plan is to plant the same grass in front of each so that I create some symmetry. I can either spend a large amount of money on mature grass or save money by purchasing some small plants and waiting for them to grow in.  

Recently I visited The Home Depot with my sister-in-law who was purchasing a Japanese Maple for us for our front flower bed. While there I wanted to price the tall grasses that I need to disguise the electric box and gas meter.  I found the grass but it was in 5 gallon buckets and priced at $15 each would would cost me around $60 for the four plants I need. I felt that was a little steep, and at the time couldn’t locate any of the 1 gallon plants that would do just fine as they would grow over time. The 5 gallon grass would actually be perfect, but I thought about the way society has taught us to go ahead and get what we want because we deserve it. Sure I deserve the 5 gallon bucket grass, but I would rather pay a significantly lesser amount for the 1 gallon buckets that I will have to continue searching for.

My sister-in-law did find the Japanese Maple we were looking for and luckily we were able to purchase a 2ft version of the tree for around $30 versus the 5ft version for about $130. I have all the time on my hands that I need to watch these plants mature and grow on their own without paying the heavy price for the mature plants. I will try and remember when given the option of purchasing the mature plant or the small newly grown plant, that I should opt for the latter because all I have is time. The money I save on purchasing the smaller plant can be used for other great things that I may need.

Frugal Home Ownership: Landscaping

Friday, May 1st, 2009

 

A beautiful Azalea in bloom

A beautiful Azalea in bloom

When we moved into our new house last fall, the house had been landscaped by the homebuilder with typical plants and the design left a lot to be desired. My sister in law has a great eye for plants. She works in a large office building downtown and noticed that the building owners had decided to scrap the landscaping and start over. The new landscape architect had decided to take some beautiful and expensive Azaleas and discard them near the trash dumpsters. My sister in law knew these are beautiful and valuable plants that would cost hundreds to purchase at a nursery. This doesn’t even take into account that the plants were mature! She scooped them up in her husband’s pickup that Saturday afternoon and distributed them among the family members. As you see, this plant adapted quite well to its new home in our front flower bed. It bloomed beautifully.  Frugality and willingness to think outside the box can also help you increase your property value!