January 26th, 2010
If you don’t have a Snapfish account yet, it’s a great way to get free pictures. Right now Snapfish has two different offers going on:
- Create a SnapFish account and get 50 free prints (4″ x 6″) from MyCokeRewards.com (For new customers in the U.S. only, existing customers are not eligible)
- 100 Free prints (4″ x 6″) with any purchase, use PRINTSNEW by January 27th
A purchase can be something as small as another 9¢ print (Thanks Mrs.Moneysaver). You will still need to pay shipping, but the average cost of each 4″ x 6″ print would only be around 6¢ after shipping. Don’t forget to go through Cashbaq.com to earn 10% back on your actual purchase from Snapfish.com. If your new to Cashbaq.com and don’t have an account, it’s free to sign-up and start earning cash for your online purchases.

Posted in Online Deals | 1 Comment »
January 25th, 2010
Alice.Com is an online warehouse with 1000’s of household products shipped directly to you, free of charge when you order the minimum amount of six items on an order. Alice.com is free, and you can cancel your membership at any time. Here’s how I use Alice.com, and how it saves me to shop through their site:
- Locate the products on Alice.com that I can’t purchase cheaper anywhere else – this is where a price book comes in handy
- Shop “The Best Deals” at Alice.com – these are only available once you are signed in to your account
- No shipping fees – this saves me money since there is no cost involved for me to drive to the store to purchase these items
If you don’t already have an Alice.com account, Swagbucks also has a $5 Alice.com giftcard, redeemable for 20 Swagbucks. If you haven’t signed up for Swagubcks, click the link to sign-up and start earning Swagbucks, then redeem your first twenty Swagbucks for an Alice.com gift card. You are only able to redeem points for one Alice.com gift card from your Swagbucks account, but there are tons of other gift cards available as well.

Ready to sign-up for Alice.com, click the link and start your free account to start saving with Alice.com today. I only purchase the items my family will truly use, and items that I can’t get cheaper somewhere else.
Posted in Online Deals | 3 Comments »
January 24th, 2010
I would like to say that our life is more exciting than it is, but it’s just not most of the time. We’ve simplified what we do so much that it seems quite routine now to have a slow and uneventful day. I am not complaining about our simplicity, and I know that it does make life very boring for our teenagers, but I enjoy the simplicity, with as few bumps in the road as possible. Saturday we had already planned on attending the Lowe’s Kids Workshop to make the tic-tac-toe board. We spent a little time in the store making the project, and then browsed through the seeds that were available in the garden section to start thinking about what we would plant in our garden. Target was right across the road and we had convinced our daughters to make the trip to Lowe’s on the pretense that we would also make a stop at Target so that they could spend some of their Christmas money there.
It was nearing lunch time, and we were finished shopping at Target, so we drove back across the road to Chick-Fil-A. We had already planned on lunch at Chick-Fil-A since we had a couple of coupons to use, and made our purchase in two transactions so that we would be able to use both coupons. My husband and I shared a drink to continue keeping costs down as well. In addition to having my favorite fast food, our now four year old could take advantage of the playground so we stayed awhile so that he could play. I had two bags of items that needed to be donated so we drove those to our local thrift store as well. I searched through the thrift store to see if there was anything that I could absolutely not live without. I didn’t find a single thing, but I was fine leaving empty handed with my two bags dropped off.
We returned home and prepared lunch for Sunday. A simple lunch, beans. We cooked these on the stove top for most of the day so that they would be ready when returned home from church. I then spent some time on my health and beauty stockpile getting rid of some items that I had an excess of and knew that I would not use. I was able to find a grocery bag full of items that I knew my family wouldn’t use, but my extended family would probably be able to use. It really made me look back on my purchases for the previous year, and some from the year before that and see the things that I purchased for free or next to nothing, but I simply was not using. At Christmas I had even made baskets to give away to some of my family and still had an excess of items. More than anything this year, I am trying to simplify my purchases and only buy things that I know my family needs.
Posted in Simple Living | 2 Comments »
January 23rd, 2010
We stopped to look at our budget for 2010 and figure out where we’re going this year and what our goals are. This is a little tough to put on the internet. However, I’m pretty confident that we’re doing things pretty well. This budget allows for some things we must do – save, finish off the last few months of my student loan, and of course regularly set aside money for important things like church camp, clothing, and life insurance. I guess I should note that really several things in our budget are essentially saving: clothing and church camps. This also gives you a glimpse into the life of living in the second largest city in America in terms of area. We spend a lot on gasoline and tolls getting to church and back as well as to my husband’s jobs. By putting everything down on paper, we know where everything is going and what we’ve got at any time.
|
|
3.53%
|
|
|
2.09%
|
|
|
1.31%
|
|
|
5.22%
|
|
|
1.96%
|
|
|
9.14%
|
|
|
3.29%
|
|
|
3.21%
|
|
|
0.39%
|
|
|
2.59%
|
|
|
1.30%
|
|
|
22.55%
|
|
|
2.46%
|
|
|
7.84%
|
|
|
1.57%
|
|
|
8.36%
|
|
|
0.68%
|
- School lunches & Allowances
|
2.25%
|
|
|
2.61%
|
|
|
82.33%
|
|
|
17.67%
|
Posted in Personal Finance | 1 Comment »
January 22nd, 2010

General Mills has announced a commitment to further reduce sugar in cereals advertised to kids under 12 to single digit grams of sugar per serving. The company has already been reducing sugar in cereals while increasing key nutrients, such as calcium and vitamin D, and providing whole grain.
Did you know that ready-to-eat cereal eaters consume less fat, less cholesterol and more fiber than non-cereal eaters? Cereals also deliver important vitamins, minerals and other essential nutrients, making cereal a top source of key nutrients in children´s diets.
Other cereal benefits:
- Ready-to-eat cereals, including presweetened cereals, account for only 5% of sugar in children´s diets.
- Ready-to-eat cereal is the No. 1 source of whole grains in a child´s diet today.
- More frequent cereal eaters tend to have healthier body weights and lower Body Mass Index measures.
Studies also demonstrate the benefits of eating breakfast. A 1998 study showed that children who eat breakfast tend to perform better at school. Compared to children who skip breakfast, children who eat breakfast score higher on tests, are less likely to miss class or be tardy, have fewer reported discipline problems, and make fewer trips to the office.
For more information about kids and cereals, please visit Cereal Health and Wellness.
General Mills cereal are already a staple at our house. I can never go wrong with Cheerios, but I was pleasantly surprised when General Mills made the announcement for plans on reducing the sugar in cereals that are targeted towards children. I was thrilled when MyBlogSpark gave me the opportunity to share a coupon for a free box of cereal for four lucky readers of The Crafty Dollar.
To enter, leave a comment. Please be certain that your email address is either in your blogger profile or provided in your comment to win one of the four coupons. The giveaway will end January 28th 2010 at 11:59 PM CST and will be announced January 29th 2010. The winner will have 48 hours to respond via email.
All information and free cereal coupons were provided by General Mills through MyBlogSpark. The views expressed are my own. I have received no compensation from General Mills or MyBlogSpark.
Posted in Simple Living | 24 Comments »
January 21st, 2010
Thriving on Less is a nice e-book I found online yesterday. Click here for a free download in PDF format.
From the introduction:
The recent economic recession has a lot of people worried, about their jobs, their businesses, their homes and their bills. When your income is dropping or in jeopardy and you still have a mountain of bills to pay, things can get pretty scary.
However, tough economic times do not have to be a time of struggles! If you look for the opportunity in the middle of difficulty, as Mr. Einstein suggested, then tough economic times become an opportunity to transform your life.
Table of Contents
Introduction
1. A Simple Lifestyle
2. Focus on the Essentials
3. Thriving on Less, Not Struggling
4. Focusing on Enough, Not More
5. Make Small Financial Changes First
6. Look at Large Expenses for the Long Term
7. Changing Your Spending Habits
8. A Guide to Getting Out of Debt
9. Tools for a Frugal Life
10. Resources
Posted in Personal Finance | 1 Comment »
January 19th, 2010
Don’t get me wrong, I am all about my coupons and how much they save me when I shop. Coupons influence me in my purchasing decision sometimes more than the product itself. How could coupons be so powerful? Occasionally I have a coupon that when combined with a sale will allow me to purchase an item at an unreasonably low price or free. This is great for my family, especially if it’s something that we use. However, what if this product is something that no one in your family likes? Several months ago I purchased some name brand applesauce that I was able to get for free with a coupon and a sale. We aren’t huge applesauce eaters, but this was free and I thought I would give it a try. My son is actually the one who eats the most applesauce, so he would be the one to try it out. I purchased six packages of the single serve containers, 4 in each package, thinking this would be a great addition to my stockpile of things that were free or near free.
However, after several failed attempts at having my son eat the applesauce, I finally conceded to the fact that the applesauce was a bad decision. I wasn’t out any money, except for tax, since I was able to purchase it free, but I now had something in my pantry that no one would eat. Luckily since I hadn’t paid a great deal for the applesauce, I didn’t feel as bad when I gave it to someone else in my family. It made me think about my decision to purchase the applesauce in the first place. Why had I been so willing to try the applesauce? It was free. Does free always making something better? Most of the time, but this was a definite learning experience for me.
I realize that some of the decisions that I make to purchase a product are guided by whether or not I have a coupon. I purchase over fifty percent of our grocery items at Aldi where coupons aren’t even necessary, so it isn’t as if I am dependent on coupons. We also purchase items in bulk where coupons would not be able to compete with the bulk item price. While coupons do influence my purchases, I will definitely think more about the products that I purchase. If I’m able to purchase something for free or next to nothing and it isn’t something that we’ve never eaten before, I’ll be certain to try out the product first instead of purchasing enough to last for six months. Coupons are a good thing, but only when they are for something you truly want or need.
Posted in Coupons | 4 Comments »
January 18th, 2010
Coupon Mom is one of the people to really bring coupon clipping to the fore of 2000’s culture. She was a successful business executive and decided to stay home and be the CEO of her family’s budget. With four children, she had to stretch and be creative. She wound up with tons of publicity from being on the Oprah show and now has written a book. Here’s a nice writeup about her and her new book in the USA Today.
Coupon Mom Article
Tags: Coupon Mom
Posted in Coupons | 2 Comments »
January 17th, 2010
My son is four years old now and we’re having his birthday party today. I am getting pretty good at planning parties now. I keep a list of things I will need for a typical party, and then I add to the list any additional items that might be needed. We’re having brisket sandwiches from a local barbecue place, and I am making homemade potato salad and baked beans to go along with it.
The great thing about the potato salad and baked beans is that the ingredients are relatively inexpensive, but will feed a lot of people. I didn’t think about this fact until I was preparing the potato salad and thinking about the price of the ingredients. I used potatoes, eggs, mayonnaise, sour cream, butter, mustard, relish, salt, and pepper. The price for about ten cups of potato salad cost me well under $5.00 to make and would have cost considerably more if I had purchased this pre-made at the store or from the barbecue place. It was really easy to make, and can be made the day before which was a plus for me since I’ll be doing other things before the party.
The rest of the party is simple, cake and ice cream. I made the cake the day before so that it would be ready and my daughters decorated it for me. They were able to free hand decorate with colored sugar, which we colored with food dye. I have gift bags for all the kids and filled it with things that I’ve purchased either free or next to nothing throughout the year.
Posted in Simple Living | No Comments »
January 16th, 2010
I attended the The Home Depot Do It Herself workshop for bathroom updates on Thursday night and was surprised at the turnout for the presentation. There were about twenty people there, including some husbands who tagged along with their wives to view the seminar. The presentation was given in three portions to cover faucet installation, tile installation, and repairing a toilet. As always, the presentations were presented well, and provided detailed information about the repairs, what tools would be required, and how to do it.
I’m not sure that all of the workshops are conducted in the same manner, but the workshop I attended also had snacks, drinks, and door prizes. Every person that attended received a door prize, including the husbands. I was a little shocked when the last two door prizes they gave out were a vanity a a new toilet. I walked away with a new caulk gun, tile spacers, and a sponge for grout and tile clean-up.
Not only does The Home Depot offer women’s workshops several times throughout the year, but they also offer other do-it-yourself classes on Saturday’s and Sunday’s. Check your local Home Depot for classes that will be offered near you. Stay tuned for more workshops being offered at The Home Depot and when warmer weather arrives they also offer workshops for gardening and lawn care.
Posted in Simple Living | No Comments »