I do like to write about personal finance when I can, but many times I feel that it might be a good idea just to share a number of links about a topic and summarize them. This weekend I did some reading about insurance and credit scoring. What you need to know is that the world of auto insurance has changed drastically. If you grew up in the world of your driving record, type of car, and marital status meaning the most to your insurance rates, read this article. Some insurers use your special insurance credit score to determine your rates while using driving record and other factors to a lesser degree.

• Wall Street Journal: Car Insurance: Shopping Can Pay Off: “Your financial behavior matters. Nearly all insurers now look at your credit record because it has proven to be a strong indicator of how likely you are to file a claim. (There’s one exception: In California, such use of credit scores isn’t allowed).”
• Amica Mutual Insurance has a good FAQ on insurance credit scores here.